Terms Scope for UPI and Paytm
These Terms & Conditions set the agreement between you and 3wpay when you create an account, access the lobby, use wallet functions, contact support or request a withdrawal. They explain how account details must be accurate, how payment references are checked, and when we may ask
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for verification before processing a wallet action. Access may depend on your location, device, identity checks and local law; it is available only where local law permits. If any part of the terms changes, we place the updated wording on this page and apply it from
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the stated date. Continuing to use your account after a change means you accept the revised terms, so please read this page whenever we alert you to an update.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.